5 Home Emergencies That Could Cost You Thousands – And How Home Warranty Can Help

Owning a home comes with plenty of joys – but also some unexpected challenges. From a water heater that suddenly bursts to an air conditioner that fails in the middle of a heatwave, home emergencies can strike without warning – and cost thousands in repairs.

That’s where a home warranty like Choice Home Warranty comes in. By covering major appliances and systems, it can protect your wallet and give you peace of mind when life happens.

Here are the top 5 home emergencies that homeowners face and how a warranty can help.


1. Heating and Air Conditioning Failures

Scenario: It’s the middle of winter, and your furnace suddenly stops working. Or your air conditioner dies during a record heatwave.

Potential cost: Furnace repair or replacement can range from $1,500-$4,000, while a central AC unit can cost $3,000+.

How Choice Home Warranty helps:

  • Both the Basic and Total Plans cover major heating and cooling systems (AC is included in the Total Plan).
  • After filing a claim, Choice connects you with a qualified technician, and you only pay the standard $100 service call fee.

💡 Pro tip: Having a warranty ensures you’re not scrambling for emergency repairs or paying high same day service fees.


2. Water Heater Malfunctions

Scenario: Your water heater leaks overnight, flooding your laundry room.

Potential cost: Replacing a standard water heater costs $600-$1,200, not including labor.

How Choice Home Warranty helps:

  • Water heaters are included in the Basic Plan.
  • Choice covers both repair and replacement, up to coverage limits, giving you fast access to service without a huge out-of-pocket expense.


3. Plumbing Problems

Scenario: A pipe bursts under the kitchen sink, or your plumbing system experiences a sudden stoppage.

Potential cost: Emergency plumbing repairs can range from $250 for minor fixes to $2,000+ for major repairs.

How Choice Home Warranty helps:

  • Most plumbing systems, including stoppages and leaks in standard lines, are covered under both plans.
  • You don’t have to search for a trusted plumber – Choice dispatches a qualified professional for you.


4. Refrigerator Breakdowns

Scenario: Your refrigerator stops cooling, threatening all the food you’ve stocked for the week.

Potential cost: New refrigerators can cost $1,000-$2,500, depending on size and brand.

How Choice Home Warranty helps:

  • Refrigerators are included in the Total Plan.
  • Choice arranges the repair or replacement quickly, protecting you from spoiled food and costly emergency purchases.


5. Washer and Dryer Failures

Scenario: Your washer leaks and floods your laundry area, or the dryer stops heating.

Potential cost: Replacing a washer or dryer typically costs $600-$1,500 per unit.

How Choice Home Warranty helps:

  • Washer and dryer sets are included in the Total Plan.
  • Filing a claim is simple through Choice’s online portal or 24/7 support line.


Optional Add-Ons for Extra Protection

In addition to the standard coverage, Choice Home Warranty also offers optional add-ons for items like:

  • Pool and spa equipment
  • Sump pumps
  • Well pumps
  • Roof leaks
  • Septic systems

These add-ons provide extra peace of mind for unexpected problems that aren’t included in the main plans.


Why a Home Warranty Makes Sense

Even if your home is relatively new, unexpected failures can be costly. A home warranty shifts the risk from you to a professional service network, letting you handle emergencies without financial stress.

Key benefits of Choice Home Warranty:

  • Coverage for major appliances and home systems
  • $100 service call fee per claim
  • 24/7 claims support and nationwide contractor network
  • Optional add-ons for full home protection

Bottom Line

Home emergencies don’t wait for convenience – but your budget doesn’t have to suffer. By enrolling in a Choice Home Warranty plan, you can protect yourself from unexpected repair costs, get fast service, and enjoy the peace of mind that comes with knowing your home is covered.

💡 Take action today: Protect your home and your wallet – get a free quote from Choice Home Warranty.